【Idokhumenti Intelligent Ukucutshungulwa Series · 12】 Financial Document Intelligent Ukucutshungulwa Isixazululo

## Isingeniso Imboni yezezimali, njengemboni esebenzisa idatha, icubungula inqwaba yemibhalo nsuku zonke, kufaka phakathi izinkontileka, imibiko, amafomu okufaka isicelo, imibhalo yokuhlonza, nokuningi. Izindlela zendabuko zokucubungula ngesandla azisebenzi nje kuphela, kodwa futhi zithambekele emaphutheni, okwenza kube nzima ukuhlangabezana nezidingo zentuthuko esheshayo yebhizinisi lezezimali lanamuhla. Ubuchwepheshe bokucubungula amadokhumenti obuhlakaniphile bunikeza isisombululo esisha embonini yezezimali. ## Isimo samanje nezinselelo zokucubungula amadokhumenti embonini yezezimali ### Hlukanisa izinhlobo zedokhumenti ** Imibhalo Yesevisi Yamakhasimende **: - Ifomu lesicelo sokuvula i-akhawunti: izinto ezahlukahlukene zokufaka isicelo sokuvula i-akhawunti yomuntu ngamunye neyenkampani - Imibhalo kamazisi: ikhadi le-ID, iphasipoti, ilayisense yebhizinisi, njll - Ubufakazi bemali engenayo: ama-stubs okukhokha, izitatimende zasebhange, izitatimende zezimali, njll - Izivumelwano zezivumelwano: izinkontileka zemalimboleko, izivumelwano zezezimali, izinkontileka zomshuwalense, njll ** Imibhalo Yokusebenza Kwebhizinisi **: - Amavawusha okuthengiselana: Amavawusha okudlulisa, amasheke, ama-oda emali, njll - Izinto zokulawula ubungozi: umbiko wesikweletu, umbiko wokuhlolwa kwempahla, njll - Imibhalo Yokuhambisana: Imibiko Yokulawula, Imibhalo Yokuhlola, njll - Imibhalo yangaphakathi: amaminithi omhlangano, imibhalo yenqubomgomo, njll ### Ukubhekana Nezinselelo * Izidingo eziphakeme kakhulu zokunemba **: Ukunemba kwemininingwane yezezimali kuhlobene ngqo nokuphepha kwemali - Ukuhlonza okungalungile kungaholela ekulahlekelweni okukhulu kwezezimali - Idinga isilinganiso sokunemba sokuqashelwa esingu-99.9% noma ngaphezulu ** Izidingo Eziqinile Zokuhambisana **: - Kufanele ihambisane nezidingo zokulawulwa kwezezimali - Umkhondo ophelele wokucwaninga uyadingeka - Ukucutshungulwa kwedatha kudinga ukulandelwa ** Ukuphepha okufunayo **: - Ukuvikelwa kobumfihlo bamakhasimende - Vimbela ukuvuza kwedatha nokuphazamiseka - Hambisana nemithetho yokuphepha kwedatha ## Ukucubungula okuhlakaniphile kwemibhalo yasebhange ### Ukuvula i-akhawunti yebhizinisi elizenzakalelayo ** Ukuhlonza i-ID **: - Ubuchwepheshe be-OCR bubona amakhadi omazisi, amapasipoti, nolunye ulwazi lwedokhumenti - Ukuqashelwa kobuso kuqinisekisa ubuqiniso bobunikazi - Ukutholwa kobuqiniso kwemibhalo ukuvimbela izingozi zokukhwabanisa - Gcwalisa ngokuzenzakalelayo ifomu lesicelo sokuvula i-akhawunti ** Ubufakazi bokucubungula imali engenayo **: - Ukuhlaziywa okuzenzakalelayo kokugeleza kwebhange - Ukukhishwa kwemininingwane yokukhokha - Ukuhlonza idatha esemqoka ezitatimendeni zezimali - Ukuhlolwa kokuqina kwemali engenayo ### Ibhizinisi lokuboleka imali elihlakaniphile ** Ukucubungula Isicelo Semalimboleko **: - Amafomu okufaka isicelo akhonjwa ngokuzenzakalelayo futhi afakwe - Ukuhlaziywa kombiko wokuhlolwa kwesibambiso - Ukuhunyushwa okuhlakaniphile kwemibiko yesikweletu - Ukuhlolwa kobungozi okuzenzakalelayo ** Ukuphathwa Kwezinkontileka **: - Ukuhoxiswa kwemigomo yesivumelwano semalimboleko - Isichasiselo esizenzakalelayo solwazi oluyisihluthulelo - Ukuhlaziywa kokuqhathanisa kwezinguqulo zenkontileka - Ukuzenzekelayo kwezikhumbuzi zokuphelelwa yisikhathi ### Ukuhlaziywa kwedokhumenti yokulawula ubungozi ** Ukuhlaziywa Kombiko Wesikweletu **: - Ukukhishwa komlando wesikweletu somuntu siqu - Ukuhlaziywa kwezibalo zesimo sesikweletu - Ukuhlonza irekhodi eliphelelwe yisikhathi - Ukubalwa kwamaphuzu esikweletu ** Ukuhlaziywa kwesitatimende sezimali **: - Ukukhishwa kwedatha ye-balance sheet - Ukuhlonza izinkomba ezibalulekile zesitatimende semali engenayo - Ukuhlaziywa kwesitatimende sokugeleza kwemali - Izilinganiso zezezimali zibalwa ngokuzenzakalelayo ## Izixazululo Zokucubungula Imibhalo Yomshuwalense ### Ukuzenzekelayo kwebhizinisi lomshuwalense ** Ukucubungula Isicelo **: - Ukukhishwa okuzenzakalelayo kwemininingwane yenqubomgomo yomshuwalense - Ukuqinisekiswa kolwazi lomshuwalense - Ukuhlaziywa kwesaziso sezempilo - Ukuhlolwa kwezidingo zomshuwalense ** Ukuhlaziywa Kwemibhalo Yokubhala **: - Ukuhlaziywa okuhlakaniphile kwemibiko yezokwelapha - Ukukhishwa kolwazi olubalulekile embikweni wokuhlolwa kwezokwelapha - Ukuhlonza umlando wezokwelapha owedlule - Ukuhlolwa kwezinga lobungozi ### Ibhizinisi lezimangalo ezihlakaniphile ** Ukucubungula Isimangalo **: - Isicelo sesimangalo siqashelwa ngokuzenzakalelayo - Ukuhlaziywa kwemibhalo yengozi - Ukucubungula i-bill yezokwelapha - Inani lesimangalo libalwa ngokuzenzakalelayo ** Ukuhlaziywa Kwemibhalo Yezokwelapha **: - Ukuhlonza isitifiketi sokuxilongwa - Ukucubungula i-invoyisi yezindleko zezokwelapha - Ukukhishwa kolwazi lwerekhodi lezokwelapha - Ukuhlaziywa kohlelo lokwelashwa ** Ukucubungula Isimangalo Somshuwalense Wezimoto **: - Ukuhlaziywa kwesithombe sendawo yengozi - Ukuhlonza okuzenzakalelayo kwezinhlu zokulungisa - Ukucubungula umbiko wokuhlola ukulahleka - Ukusekelwa kwesinqumo sezimangalo ## Ukuhlonza ubungozi nobuchwepheshe bokuhlolwa kokuhambisana ### Ubuchwepheshe bokulwa nokukhwabanisa ** Ukutholwa kobuqiniso bedokhumenti **: - Ukuqashelwa kwesici sokuphepha kwedokheru - Uphawu lokuqinisekiswa kobuqiniso - Ukuhlaziywa kokubhala ngesandla kwesiginesha - Ukutholwa kwedokhumenti yokuphazamisa ** Ukuqashelwa Kwephethini Okungajwayelekile **: - Cela ukuhlolwa kokungaguquguquki kolwazi - Ukuhlaziywa kokuqhathanisa kwedatha yomlando - Ukutholwa kwe-anomaly yephethini yokuziphatha - Ukuhlaziywa kokuhambisana ### Ukuhambisana Nokuhlola Okuzenzakalelayo ** Isizukulwane Sombiko Wokulawula **: - Ukuhlanganiswa okuzenzakalelayo kwedatha yebhizinisi - Ukubalwa kwenkomba yokulawula - Amafomethi wombiko ajwayelekile - Ukuzenzekelayo kwenqubo yokuthumela ** Ukubuyekezwa Kwedokhumenti Yokulawula Yangaphakathi **: - Ukuhlolwa kokuhambisana nemibhalo yenqubomgomo - Ukuqinisekiswa okujwayelekile kwezinqubo zokusebenza - Ukuhlolwa kwezinyathelo zokulawula ubungozi - Ukuqoqwa kobufakazi bokucwaninga ## Ukuphepha Kwedokhumenti Yezezimali Nokuvikelwa Kobumfihlo ### Ubuchwepheshe Bokuphepha Kwedatha ** Isitoreji esibethelwe **: - Ukubethela kokuphela kokuphela kokuqukethwe kwedokhumenti - Uhlelo lokuphathwa kokhiye - Ukulawula ukufinyelela - Ukuphazamiseka kwedatha ** Ukudluliswa okuphephile **: - Ukudluliswa kwe-SSL / TLS okubethelwe - Ukuqinisekiswa kwesiginesha yedijithali - Ukudlulisa ukungena ngemvume - Ukuqapha ukufinyelela okungajwayelekile ### Izinyathelo Zobumfihlo ** Ukuvikelwa Kwemininingwane Yomuntu Siqu **: - Ukuhlonza okuzenzakalelayo kolwazi olubucayi - Ukungaziwa kwedatha - Nciphisa izimvume zokufinyelela - Ukuhlolwa kokusetshenziswa kwedatha ** Isiqinisekiso Sokuhambisana **: - Ukuhlolwa kokuhambisana ne-GDPR - Ukuhambisana nokuvikelwa kwedatha - Ukuphathwa kokugunyazwa kwamakhasimende - Indlela yokususwa kwedatha ## Amacala okuqaliswa nokuhlaziywa kwemiphumela ### Yitha Yitha - T ** Isizinda sephrojekthi **: - Ukucubungula idokhumenti yansuku zonke: Amakhophi ayi-100,000 + - Isikhathi sokucubungula ngesandla: imizuzu engama-30 ngokukhonza ngakunye ngokwesilinganiso - Izinga lephutha: cishe i-2-3% - Isikhathi sokulinda amakhasimende: amahora angama-2-3 ** Isixazululo **: - Sebenzisa ipulatifomu yokucubungula ubuhlakani bedokhumenti - Hlanganisa i-OCR, i-NLP, nobuchwepheshe bokufunda ngomshini - Ukusungula uhlelo lokulawula ikhwalithi - Sebenzisa izinyathelo zokuphepha nokuphepha ** Umphumela Wokuqaliswa **: - Isikhathi sokucubungula sincishisiwe sibe yimizuzu emi-5 / ukukhonza - Ukunemba kokuqashelwa kukhuphuke ku-99.5% - Isikhathi sokulinda amakhasimende sincishisiwe saya kumaminithi angama-30 - Izindleko zabasebenzi zincishisiwe ngamaphesenti angama-70 ### Icala lesimangalo senkampani yomshuwalense ** Isizinda sephrojekthi **: - Amacala ezimangalo: amacala angama-5,000 ngosuku - Manual review time: isilinganiso 2 amahora / ucezu - Umjikelezo wesimangalo: izinsuku ezingu-7-10 - Ukwaneliseka kwamakhasimende: 75% ** Isixazululo Sobuchwepheshe **: - Intelligent claims document processing system - Ukuhlaziywa okuzenzakalelayo kwemibhalo yezokwelapha - Uhlelo lokusekela isinqumo sezimangalo - I-automation yesevisi yamakhasimende ** Imiphumela Yebhizinisi **: - Ukunciphisa isikhathi sokucubungula izimangalo ngo-60% - Ukunciphisa umjikelezo wezimangalo ezinsukwini ezingu-3-5 - Ukwaneliseka kwamakhasimende kukhuphuke kuya ku-90% - Ukwehliswa okungu-40% kwezindleko zokusebenza ## Isifinyezo Ubuchwepheshe bokucubungula amadokhumenti ezezimali buguqula imodeli yokusebenza yomkhakha wezezimali, kuthuthukise kakhulu ukusebenza kahle kwebhizinisi, kunciphise izindleko zokusebenza, nokuthuthukisa amandla okulawula ubungozi ngamakhono okucubungula amadokhumenti azenzakalelayo futhi ahlakaniphile. Ngokuthuthuka okuqhubekayo kwezobuchwepheshe, ukucubungula okuhlakaniphile kwemibhalo yezezimali kuzodlala indima ebalulekile ezimweni eziningi. ** Izinto ezibalulekile **: - Imboni yezezimali inezidingo ezikhethekile zokunemba, ukuhambisana, nokuphepha ekucutshungulweni kwemibhalo - Ubuchwepheshe bokucubungula obuhlakaniphile bungathuthukisa kakhulu ukusebenza kahle kwebhizinisi kanye nesipiliyoni samakhasimende - Ukuphepha nokuvikelwa kobumfihlo yizidingo ezisemqoka zokucubungula imibhalo yezezimali - Ukuthambekela kwezobuchwepheshe kubheke ekuhlakaniphile, okuphephile futhi okwenziwe ngezifiso ** Izincomo Zokuqaliswa **: - Thuthukisa izinhlelo ezinemininingwane yokuqalisa kanye nezinyathelo zokulawula ubungozi - Beka phambili ukuphepha kwedatha nokuvikelwa kobumfihlo - Sungula uhlelo lokuqinisekisa ikhwalithi yomsindo - Thuthukisa ngokuqhubekayo futhi uthuthukise izixazululo zobuchwepheshe